Fees and Features
| VISA® Business Check Card Fees | |
|---|---|
| Annual Fee | $10 |
| Reissue Card (Lost or Stolen) | $10 |
| Reissue PIN (Lost or Stolen) | $10 |
| INTL SERVICE ASSESSMENT FEE | 1.700% of the dollar amount of the international transaction |
| Online Products and Services | |
|---|---|
| Business Online Banking (Data rates may apply) | FREE |
| Online Bill Pay Fees | |
| Bill Pay Base Fee (per month) | $5 |
| Additional Payments over 10 | $0.50 |
| Check Images (90 Day History) | FREE |
| VSB Mobile Deposit | FREE |
| Mobile Limits | |
| Daily Limit | $5,000 |
| Monthly Limit | $20,000 |
| ACH Origination | |
|---|---|
| ACH Origination Service Setup Fee (one time) | $25 |
| ACH Origination Service Charge (per month) | $10 |
| ACH Item Fee (per item over 25, per origination) | $0.15 |
| Same Day ACH Fee (per file) | $25 |
| Service and Product Fees | |
|---|---|
| Bank Bags (Lock) | $15 |
| Bank Bags (Zipper) | $3 |
| Money Order greater than or equal to $300 | $5 |
| Money Order less than $300 | $2 |
| Collection Fee | $20 |
| Garnishment/Levy/Lien Processing | $40 |
| Indemnity Bond | $100 |
| Notary Fee | $5 |
| Dormant Fee (per statement cycle, all balances) | $10 |
| Fax (Per Page) In/Out | $1 |
| Microfilm Copy (per page) | $3 |
| Photocopies (each) | $0.25 |
| Electronic transfer set up fee | $5 |
| Funds Management | |
| Service Charge (per transfer) | $5 |
| Overdraft Fee (per item) | $30 |
| Return Item Fee (per item) | $30 |
| Return Deposit Item Fee (per item) | $5 |
| Research (per/hour 1 hour minimum) | $30 |
| Special Statement (no images) | $1 |
| Research Image Fee (per page) | $1 |
| Stop Payment Charge | $35 |
| Return Mail Fee (per item) | $5 |
| Safe Deposit Box Key Deposit (2 keys, refundable) | $10 |
| Wire Transfer Fees | |
|---|---|
| Customer Wire (Outgoing) | $20 |
| Customer Wire (Incoming) | $5 |
| Commercial Customer Wire (International) | $45 |
| Online Wire Transfer Initiation Service Charge (per month) | $3 |
| Additional Benefits | |
|---|---|
| 3 Bank Bags (zipper) | Free |
| Change Orders | Free |
| Monthly Statement w/Images | Free |
Check printing fees vary by the style of check ordered.
An overdraft fee will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, or other electronic means.
Merchants or payees may present an item multiple times for payment if the initial or subsequent presentment is rejected due to insufficient funds or other reasons (representment). Each presentment is considered an item and will be charged accordingly. For example, if one item is presented for payment twice and returned twice, a return item fee will be charged each time the item is presented for payment and returned.
