Rates

Deposits

Deposit Rates

Rates effective as of November 13, 2024

Rates may change after the account is opened.
Fees may reduce earnings on the account.

*APY - Annual Percentage Yield

CD Rates

A penalty may be imposed for early withdrawal.

IRA Rates

Opening Deposit - $100.00
A penalty may be imposed for early withdrawal.

Automobile Loan Rates

Rates Effective as of January 17, 2025.

Rates offered are not guaranteed and are subject to change without notice

* Disclosed Annual Percentage Rates (APR) assume a $20,000 loan with a $300 origination fee, $65 vendors single insurance fee, and $2.50 notice of security interest fee. For Example:
A $20,000 loan at 6.999% would require 72 monthly payments of $347.19.
A $20,000 loan at 6.999% would require 60 monthly payments of $403.23.
A $20,000 loan at 9.749% would require 48 monthly payments of $514.02.
** The contract rate (interest rate) will be higher if the payments are not automatically deducted each month from a checking account at Valley State Bank.
*** APR based on credit worthiness for qualified borrowers.